Recently, Dan recommended that I respond to a Craigslist posting for freelance writers to write weekly articles for a new personal finance blog.

I mulled it over. And then I got a mullet.

No, that’s a lie. I mulled, and I decided against it. This is why:

1. I don’t have a real personal finance philosophy. It’s more called being CHEAPCHEAPCHEAP, and that stems from the miserly Germans who birthed and raised me. Also, these miserly Germans then sent me to Catholic school, where I got a happy dose of CATHOLIC GUILT. So I can encourage my CHEAPCHEAPCHEAPness to flourish with regular self-flagellaton and guilt over even the smallest unneeded purchase. This doesn’t translate well into writing about personal finance for people in need of help. Trent over at The Simple Dollar translates much better, because he wasn’t raised by miserly Catholic Germans, and he hit financial rock bottom and then bounced back. His strategies involve things you can DO. Mine involve memories of nuns and the disapproval of a German Jesus.

Like I said- DOES NOT TRANSLATE WELL.

So I will continue to discuss my German Catholic miserliness here in the confines of my own blog, where I am not, in fact, attempting to help anyone else.

2. I am starting graduate school (TODAY!!!). Frankly, I don’t know what the work load is going to be like, so I don’t want to overburden myself. I mean, I’m already working 20 hours a week at the library where I have to deal with 4 asians and the occasional person looking for the public library a day. Ah, summer session… no freshmen, only Asians. Still. If I am going to devote myself to doing something, I ought to know how much time I will have available. And as of now, I don’t know. I’ve never been to graduate school, or library school. Sure, I just graduated with molecular biology degree- BUT THIS COULD TOTALLY BE HARDER. You never know.

3. It’s only a 3 semester program. Which means I only have 3 semesters, and 36 credits, to determine my GPA. And since my eternally needy ego requires an EXTREMELY UNNECESSARILY HIGH GPA, I will have to work hard in those 3 semesters.

So that’s why.

Oh, did I mention that I’m starting grad school today? I am. I am so excited that I could squeal. SQUEAL SQUEAL SQUEAL!!! I am also nervous. Apparently not nervous enough to affect my sleep, however. I took a nap last night while the boys were killing each other on videogames, and then I slept for 11 hours. Yum.

I am so excited. I wish my class was now, instead of at 2, because I am SO EXCITED.